Getting bank approval is probably going to take just as long as waiting on that US wire, so that’s not really solving anything. Better off looking into local lending services. The catch is you’ll probably need someone on your team with a Philippine passport, I doubt they’d give money to foreigners. You could try borrowing through Billease: https://loanfinder.ph/billease/ . Just don’t fall behind on payments, otherwise you’re right back to asking the studio to send more money to cover the debt.